Our national network of highly professional MFAA (Mortgage & Finance Association of Australia) certified Loan Consultants are committed to sorting through the most up-to-date options to find the loan that's right for your needs!
Your LJ Hooker Financial Services Loan Consultant is fully familiar with the following types of loans, rates and features, and will take you through the options that best suit your current and future needs so you end up with the loan that's right for you!
Our Loan Types:
Variable Interest Loan
Your interest rate will vary, up or down, as interest rates move with the economy. In many cases this type of loan allows full offset of salary and surplus funds against your home loan to reduce the balance owing.
Fixed Rate Loan
Provides security and peace of mind against rate movements in times of interest rate volatility. Your monthly repayment remains the same for the fixed rate period you select.
Line of Credit Loan
Similar to a secured overdraft, a Line of Credit loan allows your equity to work for you by providing a revolving line of credit with repayment flexibility to suit your personal needs.
Low Document Loan
Designed specifically for self-employed people. Up to 80% of the value of a property can be borrowed by providing limited financial information.
Split Facility Loan
Provides interest rate flexibility by allowing part of the borrowed money to be allocated to a fixed rate and part to a variable rate.
Commercial Property Loans
What's right for residential may not be best for commercial - finding the right type of loan for commercial property can make a big difference on the long term investment return.
Bridging Loans
Bridging loans are short term loans that allow a property buyer to purchase one property while another is being sold and are normally repaid when funds from the sale of the old property become available.
Loans for First Home Buyers
First home buyers can take advantage of the first home buyers grant that effectively increases their equity in the property they purchase. Click here for First Time Buyers information.
Deposit Bonds
For people who want to buy now but have equity tied up in current investments, deposit bonds can be a cost-effective alternative to a cash deposit by providing the vendor with the required purchase deposit, normally 10% of the sale price. Click here link to Deposit Power.
