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If you're living in a rental property, it's no secret that saving money while paying off rent every week is no easy task. However, you'll be happy to know that there are ways to get a little extra going toward your savings account. So whether you are saving for a home deposit, a holiday or simply for a rainy day, here are 7 tips to help you.
If you are living close to a city centre, you're probably paying a lot more per week for this convenience, however if you move a bit further away from the city, your weekly rent will normally drop, meaning more money for your savings account. Further away from the city fringe there is less competition for housing and therefore better value for your money.
Splitting the rent with someone will always be cheaper than paying for a place on your own. If you are currently living by yourself it may hurt to lose some of that prized independence you get from living alone, but adding an extra person or people to your living space means you can share the cost of the rent around. You'll find your costs fall in other ways, too. A split bill for utilities, as well as being able to buy food and cook together, will make things much easier on your bank account.
It may be a good idea to take a good hard look at where you're living and ask yourself: "Do I really need this much space?" Sure, it's nice to have a lot of room, but downsizing to a studio apartment could be the key to getting your finances on track. These apartments have a kitchen, lounge and bedroom all in one room, and are designed for one person - though if you're a couple, there's no problem with making things cosy.
It is estimated that households now have on average up to 70 electric devices, with as much as 40 per cent of all electricity being used when the products are turned off or in standby mode.
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